Australian Tax & Finance for New Zealanders

Essential

📄 68 pages 🗓 Updated May 2025 📥 Instant PDF download 🔄 Free updates included

A complete guide to the Australian tax system for New Zealanders — written in plain English with step-by-step instructions for every form and process.

What's Inside

01Tax File Number (TFN)

Applying for your TFN online
What to do if you forgot to get one before landing
How employers use your TFN
When your TFN arrives (timing)

02Superannuation from Day One

What super is and how much employers contribute (11% in 2025)
Choosing a super fund
Keeping track of multiple super accounts
KiwiSaver vs super — what to do with your KiwiSaver

03Income Tax in Australia

Australian tax rates vs NZ rates
Resident vs non-resident tax rates for Kiwis
Tax offsets available to you
Tax on your NZ income while in Aus

04Your First Australian Tax Return

Lodging via myTax (free, online)
Deductions you can claim
Deadline (October 31)
Getting a tax agent vs doing it yourself

05HECS/HELP Debt & KiwiSaver

Do you have to repay HECS in Australia?
Repayment thresholds
KiwiSaver — transfer or keep?
Trans-Tasman super portability scheme

Australian Tax & Finance for New Zealanders

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